Everything prospective subscribers ask — organised by topic, answered without the marketing detour. If something isn't covered here, Kai will answer it within 24 hours.
Umbra is a fully-automated Expert Advisor for MetaTrader 5, calibrated to trade gold (XAUUSD) on the 15-minute timeframe. It reads structural liquidity events, enters trades without human intervention, manages open positions through defined cycles, and closes them according to fixed rules. Every decision is exposed on an on-chart diagnostic panel.
It is software — not a managed account, not a signal service, not a fund. You own your broker account. You install Umbra on your MT5 terminal. The software operates within rules you can read in full in the client knowledge base.
Investors who want algorithmic exposure to gold running in parallel to their other holdings, without taking on a full-time trading commitment. The product assumes you already understand that diversified portfolios across uncorrelated assets tend to weather cycles better than concentrated positions.
It is not for: people looking for get-rich-quick returns, people who cannot tolerate drawdowns, or people unwilling to read documentation. Umbra is a serious tool for people who take portfolio construction seriously.
$3,000 USD minimum, $5,000 recommended, $50,000 hard cap per licensed account. Umbra's lot sizing is balance-proportional, so smaller accounts under-trade and the engine doesn't operate as intended. The sweet spot is $5,000–$10,000 — enough for the engine to size properly, small enough that the 25% drawdown ceiling remains meaningful in dollar terms.
Each licence is capped at $50,000 USD per account. The engine is calibrated against per-account exposure; above that ceiling, execution quality degrades and the drawdown floor in absolute dollars stops being proportionate. If you want to deploy more capital, open a second licensed account on a separate subscription.
Monthly billing through Stripe. $149 USD/month for Founders (first 10 seats), $299 USD/month for Standard tier after. One subscription covers your single licensed install of the Umbra Trading System.
ensed installs per seat.Billing occurs on the calendar day of your initial subscription. You can cancel anytime; your subscription runs to the end of the current cycle and then stops with no further charges.
Price only. Founders pay $149/month. Standard subscribers pay $299/month. The product is identical — same engine, same HYDRA defence, same support. Founders is a commitment-in-advance discount recognising the subscribers who backed Umbra before live verification completed.
Once 10 Founders seats fill, the Founders tier closes permanently.
No. The Founders rate is a benefit of continuous subscription. If you cancel, the benefit ends — any future subscription is at the standard $299/month. This rule applies consistently without exception.
The commercial logic: Founders pricing exists to reward uninterrupted support. Accepting cancellations-and-restarts at the discounted rate would defeat the purpose.
Stripe automatically retries failed payments. During the retry window and for 48 hours after final failure, your licence stays fully active — the EAs continue to operate normally.
After 48 hours, the licence deactivates. The EAs stop opening new trades, but any open positions continue to resolve normally until closed. HYDRA cycles also continue to completion. The EAs simply refuse to enter new cycles while the licence is inactive.
Updating your payment method reactivates the licence immediately.
Any MetaTrader 5 broker that allows hedging — that is, the ability to hold long and short positions on the same instrument simultaneously. This is non-negotiable because HYDRA's defence layers depend on opposing positions to protect capital during adverse moves.
Any reputable, regulated MT5 broker that supports hedging will work fine. Always verify hedging is enabled before funding the account; if in doubt, ask Kai.
HYDRA's shield hedge layer opens an opposing position at a defined adverse distance from the original entry. On brokers that enforce "netting" mode (one position per instrument), the new opposing order would simply close the existing position rather than running alongside it — breaking the entire defence mechanism.
Most non-US MT5 brokers allow hedging by default. Always verify before funding an account. If in doubt, ask Kai and they'll confirm for you.
A VPS is strongly recommended for live trading. Umbra operates 24/5 and any downtime — a restart, a sleep event, a power failure — means missed trade opportunities and potentially uncovered open positions.
Reasonable VPS options run $15–$30 USD/month. Look for Windows-based VPS with low-latency routing to your broker's server region. Kai can walk you through provisioning during onboarding if needed.
XAUUSD on the 15-minute chart, exclusively. Gold has specific structural behaviour — liquidity sweeps around session opens, reaction to macro data, relatively stable volatility regimes — that Umbra's logic is built around. The engine would not transfer to other instruments without recalibration.
It varies with market conditions. Umbra only enters when its structural conditions align — that means some days see multiple trades, other days none at all. A typical live month includes dozens of cycles rather than hundreds, reflecting the structural-entry philosophy.
It does not chase trades, does not force entries to stay active, and does not trade for the sake of activity. No-trade days are normal and expected.
No. A signal service sends you instructions; you execute them. Umbra is a fully-automated system that reads structure, decides, enters, manages, and exits — all without your involvement. No interpretation, no judgement calls, no "should I take this one?" You attach the EA to a chart and it operates.
This distinction matters. Signal services fail when the subscriber misses signals, hesitates, or modifies entries. Umbra cannot be affected by any of those because you are not in the decision loop.
No. Umbra ships with fixed, calibrated parameters. Changing them would invalidate the performance data that the product is sold on, and most self-tuning attempts by end users degrade performance rather than improve it.
If you have a genuine suggestion or identify what you believe is a calibration issue, Kai accepts feedback that informs future versions — but parameters are not adjustable per subscriber.
HYDRA is Umbra's proprietary defence layer — a multi-stage recovery architecture that engages when a cycle goes against the initial entry. It operates in four layers:
Most automated trading tools have no plan for adverse moves beyond a simple stop-loss. HYDRA is the difference between a trading system and a signal generator.
Hard-capped at 25% account-level drawdown. This is an account-level floor — when drawdown hits the limit, HYDRA's Layer 4 closes every open position, resets the cycle state, and the EA goes idle until the next session.
These limits are not targets — they're ceilings. In normal operation, drawdown fluctuates well below these thresholds. The floors exist so you always know the worst-case scenario before it happens, not after.
The account hits its drawdown floor (25%). HYDRA Layer 4 triggers, closes every position, records the kill event, and the EA stops taking new trades until the next session begins. The account continues. Nothing is margin-called, nothing is liquidated by the broker.
You resume with your remaining balance. The EA resumes trading on schedule. No intervention required from you.
You need basic MetaTrader 5 familiarity — funding a broker account, installing an Expert Advisor, enabling auto-trading, understanding what "hedging mode" means. That's the complete technical prerequisite.
You do not need to know how to read charts, interpret signals, time entries, or make any trading decisions. Umbra's onboarding covers everything from account setup to the first live trade — typically a 30-minute walkthrough.
Your subscription includes one licensed install, bound to a single MT5 account number. You can move it between accounts and brokers you personally own — contact Kai to rebind. Running one install across multiple accounts simultaneously is not possible; the licence server checks the account number on every connection.
Sharing your install with other people is prohibited under the licence terms and triggers immediate revocation.
Updates ship as new compiled .ex5 files delivered through Kai's direct channel when a new version is ready. Most updates are optional — you continue running your current version without disruption unless a critical fix requires an immediate replacement.
The licence server handles version compatibility automatically. No configuration changes required on your end.
Direct email and Telegram support through Kai. 24-hour response commitment on every enquiry, seven days a week. You send a message; you get a substantive reply within 24 hours.
Support covers setup, operational questions, troubleshooting, licence issues, and general product queries. It does not cover financial advice, trade coaching, account-size recommendations, or "should I subscribe?" consultations.
No. Licences are strictly bound to the subscriber. Sharing, reselling, redistributing, or running your installs on accounts you do not personally own constitutes a breach of terms and results in immediate licence revocation without refund.
If a friend or partner wants to run Umbra, the correct path is for them to take their own subscription. This isn't about unfriendliness — it's how the commercial model stays sustainable for everyone who does pay.
No. Umbra is a software tool. Umbra Trading Systems is not a licensed financial advisor, fund manager, or investment scheme operator. Nothing on this site, in the documentation, or in support communication constitutes financial advice.
All trading decisions — including whether to subscribe, how much capital to allocate, and whether this product is suitable for your circumstances — remain your responsibility. Past performance does not guarantee future results. You should not allocate capital you cannot afford to lose.
If your question isn't covered above, email Kai or message on Telegram. Every enquiry gets a response within 24 hours — whether you're ready to subscribe or still evaluating.